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CARING FOR YOUR FINANCIAL NEEDS

SINCE 1972

We are appointed representatives of Openwork Limited and Regulated by the Financial Conduct Authority

EXPERT FINANCIAL ADVICE

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Mortgages

Not only do you need to consider which mortgage is best for you, you also need to think about which interest rate options are most likely to suit your needs.

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Pensions

When do you want to retire and how much income will you need?

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Protection

How much cash would your family need to maintain their current lifestyle if you die prematurely?

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Investments

Are you making the best use of any spare capital or surplus income?

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Welcome to Tim Smith Associates

Established in 1972, Tim Smith Associates has had decades of experience in taking care of client's financial and mortgage needs.

Our approach to financial planning is designed to simplify what, to many, can seem complicated. We are happy to arrange an initial meeting, at no obligation on your part, to find if there are any gaps in your financial plans. If you are happy to move to the next stage, we will then discuss what entails and how we are remunerated for what we do.

In short, our function is to help create financial security, for you and those around you, by designing plans which deliver a solution at the time you need it the most. Our approach to mortgages is designed to find you the right mortgage to suit your objective, whether you are buying or building a new home, or whether you are re-mortgaging a property, or considering buying an investment property to let. Buy to let mortgages are not regulated by the Financial Conduct Authority. We are happy to arrange an initial meeting, at no cost or obligation on your part, to find out if we can find a mortgage best suited for your needs, and help you through the process. If you are happy with our offer to help, we will discuss what this entails and how we are remunerated.

  • Wealth Management
  • Investments & ISA’s
  • Retirement Planning and Pensions
  • Mortgage Service
  • Life Assurance & Health Benefits
  • Associated Tax Advice
Your home may be repossessed if you do not keep up repayments on your mortgage
The Financial Conduct Authority (FCA) does not regulate some forms of mortgage
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